Farm Raised Tilapia

Raymond Bey has fresh farmed raised tilapia today.

Click the link below for more details:

5 X 8 flier–Raymond Bey

 

Greenhouse Gourmet Restaurant Coupon

In order to further service our clients, Raymond Byard Real Estate and the Greenhouse Gourmet Vegeterian Restaurant are providing coupons for a limited time.

Contact our office to receive your coupon(s) or click the link below and download the coupon.

5 X 8 flier greenhouse

Sunday Gospel Brunch Coupon

In order to further service our clients, Raymond Byard Real Estate and the 20 Horse Restaurant are providing coupons for the Sunday Gospel Brunch.

Contact our office to receive your coupon(s) or click the link below and download the coupon.

5 X 8 flier–20 horse gospel brunch

Shopping for Your Home Loan: HUD’s Settlement Cost Booklet

The U.S. Department of Housing & Urban Development (HUD) has released “Shopping for Your Home Loan: HUD’s Settlement Cost Booklet.”  Click the link below to view the booklet:

Settlement Booklet December 15 REVISED

Use a reverse mortgage to purchase a home

Click the link below for information on reverse mortgages to purchase a home:

http://www.hud.gov/offices/hsg/sfh/hecm/faqs_hecm.cfm

Fannie Mae Offers “First Look”

Fannie Mae offers it’s properties to owner occupants for the first 15 days via its program called “First Look”.

Click the link below for the details of “First Look”.

http://www.fanniemae.com/newsreleases/2009/4868.jhtml?p=Media&s=News+Releases

IRS Publication 4861–Canceled Debts, Foreclosures, Repossessions and Abandonments

When negotiating a short sale on a mortgage, know what could be your future liability may be. Click the link below and go to page 11 and view table 1-1.

http://www.irs.gov/pub/irs-pdf/p4681.pdf

Fannie Mae offers a Deed-for-Lease Program

Fannie Mae is introducing the Deed-for-Lease program to enable homeowners and renters to remain in their property for up to 12 months.

Click the link below for additional information:

deed for lease instructions

Worker, Homeowner and Business Assistance Act of 2009

The Federal Home Buyer Tax Credit has been extended to April 30, 2010 and has been expanded to include existing homeowners that have lived in their principle residence for five (5) of the last eight (8) years.

http://www.realtor.org/home_buyers_and_sellers/2009_first_time_home_buyer_tax_credit

Click the link  below for the fact sheet on The Worker, Homeownership, and Business Assistance Act of 2009

http://www.whitehouse.gov/the-press-office/fact-sheet-worker-homeownership-and-business-assistance-act-2009

H.R. 3548: Worker, Homeowner and Business Assistance Act of 2009

http://www.govtrack.us/congress/bill.xpd?bill=h111-3548

New Guidelines for Assignment of Home Appraisers

Effective May 1, 2009, lenders that sell their loans to Fannie Mae and Freddie Mac will will have to comply with “Home Valuation Code of Conduct”.

Click the link below to view the document.

hvvc1